Tag Archive: retirement savings



Focusing on the Future: Saving for Retirement

February 27, 2017

Friends, I’ve got a plan.

The last time we chatted, I expressed fear over being able to adequately balance my short-term financial obligations with my long-term savings goals. Of course, never one to simply lament and move on, I created an action plan with one clear objective in mind: meet with a financial advisor.

(Of course! Leave it up to the experts!)
jarRecently, I had the opportunity to chat with Simpreet Sivia, Senior Financial Advisor at Scotiabank. And I’ll be honest – discussing my financial triumphs (few) and shortcomings (many) with a stranger is not easy. However, I attended the meeting with an open mind, and by the time we were through:

– I had a better understanding of my current financial situation
– I had a path to help attain my long-term savings goals
– I was better prepared for unexpected life events
– I learned how to work toward the things I’ve always dreamed of  (more…)

Keep Reading

Your Road to Retirement: What are Your Savings Goals for 2017?

January 16, 2017

I had it all planned out.
beachYears ago, while working my corporate job, I set aside the same amount each month to put away into my retirement fund. It was a small, manageable sum for a single gal in her 20’s, but it gave me a sense of accomplishment and responsibility.

I was adulting, dammit.

Later, when I became a mom-turned-entrepreneur, I no longer had a monthly RRSP contribution – rather, every January, I deposited a sizable contribution (often maximizing my deduction limit) to be applied towards the previous year. I’ll admit it; watching my savings grow, knowing that I was looking out for my future… well, it was kind of a rush. I settled into a pattern, smug with the certainty that I was on track to meet my retirement goals.  (more…)

Keep Reading